Articles
Guides for property investors
Lending strategy, loan structure, and straight talk on what actually matters when you're building a portfolio.
Strategy
Debt Recycling in Australia: The Investor's Guide to Converting Dead Debt
Debt recycling turns your non-deductible home loan into tax-deductible investment debt. Step-by-step guide with worked examples, loan structure, and ATO rules.
Read article Getting started
How Much Deposit for an Investment Property?
5% to 20% explained with LMI costs, equity strategies, and real numbers for every deposit tier.
Read article Choosing a broker
Mortgage Broker vs Bank for Investment Property
Lender access, portfolio strategy, ongoing management. What actually matters when you're investing, not just buying a home.
Read article Refinancing
Should You Refinance Your Investment Property?
The loyalty tax costs $1,070/year on average. Here's when refinancing makes sense, what it costs, and a better approach than annual reviews.
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