AI-powered mortgage broking
The mortgage broker that never clocks off
You share your details once, you're never asked for the same document twice, and you're kept posted without chasing. Your broker drives strategy while the tech streamlines the process.
Book a Free Strategy Session15 to 30 minutes · no obligation · 30+ lenders
What's your next move?
First home
Become lender-ready and apply for a loan with confidence.
Explore 02Upgrade
Make a seamless move into your next home with a solid plan.
Explore 03Refinance
Save excess interest that looks better in your pocket, not the bank's.
Explore 04Invest
Structure investment loans for maximum flexibility and control.
ExploreThe problem was never your broker. It was the process around them.
Most borrowers don't dislike their mortgage broker. They dislike providing the same info multiple times, re-sending the same payslip and constantly chasing for an update.
How it usually goes
- You provide the same information two or three times
- Updates arrive when they get to them, not when you ask
- Everything runs on the broker's schedule
- After settlement, you don't hear from them again
- Buy again, and you start over from scratch
How it works here
- You share your details once, and you're never asked twice
- Check where things stand at 10pm on a Sunday
- Get Assessment-ready in 1-2 days, not multiple weeks
- After settlement, your loan stays watched, not forgotten
- Buy again, and you pick up where you left off
A 2020 ACCC inquiry found that borrowers who stay with the same lender for 3 to 5 years pay an average of 0.58% more than new customers, climbing to 1.04% after 10 years.
We call that gap rate drag. It's the cost of remaining on an unsuitable loan, and most borrowers never notice it. Approov is designed to keep rate drag off your loan, watching your rate against the market and flagging a better move before it adds up.
Source: ACCC Home Loan Price Inquiry, 2020.
The experience
What “never clocks off” actually looks like
Never asked for the same thing twice
You give your information once. Approov reads your documents and remembers your answers so you're not supplying the same details multiple times.
Faster to submit, faster to settle
Providing your info to Approov typically takes 15 to 30 minutes, not an afternoon. Small errors that cause big delays are picked up before they reach a lender.
Stay in the loop without chasing
Approov keeps you up to date at every step, and you can check exactly where things stand any time, day or night.
Who's behind Approov
Approov is new.
The 20+ years of experience behind it isn't.
Approov founders Craig Vaughan and Will Swayne previously built BrokerEngine, the mortgage software that thousands of brokers across the country rely on every day. Now they're focused on delivering the best Customer Experience to mortgage borrowers through Approov's innovative tech. Here are just a few comments from previous clients...
From first home to investment property
My broker has supported us from our first home all the way to an investment property, with renovations and an upgrade in between. They make sure we understand the ins and outs of every option.
First home, zero stress
As a first home buyer I asked a lot of questions, and my broker made me feel at ease with every one. My home purchase was super easy.
Still working years after settlement
Over a decade on, the advice is still clear, with a road map going forward. There's ongoing service after settlement to make sure we keep getting the best rate available.
Better than going to the bank
We refinanced our home and an investment property. My broker got us a better rate and structure than we'd had dealing directly with the bank, and was far more responsive than brokers we'd used before.
Approved when we'd been told no
We were told a loan wasn't possible for us. My broker got us approved when we'd been told it couldn't be done, and kept us updated the whole way.
Faster than we expected
My broker takes the stress out of it. Our loan went through quicker than friends who'd started a week earlier, and they stay in touch over the years to make sure all's well.
Real customer reviews from MAP Home Loans, the mortgage brokerage behind Approov.
30+ lenders
Comparing lenders is just the beginning
Any broker can run a comparison. The value is what comes next: knowing which lender will say yes to your situation, then structuring the loan so it doesn't limit your next move. We're focused on the strategy that plays out over years, not just the loan you sign today.
A sample of the 30+ on our panel.
Good to know
Human first
The AI never decides
Approov's AI runs the process, the updates and the monitoring. A licensed broker makes every call and signs off on the advice.
Costs you nothing
Our service is free to you
Approov is paid by banks for introducing loans and doing much of the work that would otherwise be done by bank staff.
In your corner
We work for you, not the bank
Under the Best Interests Duty we're legally bound to recommend what's right for you, not what pays us most.
Let's look at your situation
Book a Lending Strategy Session. A licensed broker walks you through your structure, your borrowing capacity and the smartest next move, whether it's your first home or your fifth. You'll understand the why behind each option, not just the recommendation. There's nothing to prepare and no obligation.
15 to 30 minutes · no obligation · 30+ lenders