Articles for homebuyers
and investors
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How to Increase Borrowing Power (Without Increasing Your Income)
Nine ways to increase your borrowing capacity in Australia without a pay rise, each with what it's actually worth. Credit card limits, BNPL, car loans, living expenses, HECS after the 2025 changes, and the lender-choice lever worth more than all the rest.
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The Ultimate Mortgage Broker vs Bank Comparison (2026)
Mortgage broker vs bank in Australia, compared on lender access, Best Interests Duty, what it costs and what happens after settlement. Which one suits you, whether you're buying your first home, upgrading, refinancing or investing.
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What Does It Cost to Refinance a Home Loan? Every Fee, Itemised
The real cost to refinance a home loan in Australia, fee by fee. Discharge fees, the discharge authority form, state government registration costs, break costs, LMI, and the break-even arithmetic that tells you whether switching is worth it.
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How Much Deposit Do You Need to Buy a House in Australia?
How much deposit to buy a house in Australia, with worked numbers by purchase price. What 5%, 10% and 20% look like, what LMI costs, and how the government's 5% Deposit Scheme works now.
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